Bankruptcy Lawyers
South Carolina

803-799-1700

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Will Chapter 7 Bankruptcy Affect My Tax Refund?

If you're considering bankruptcy during tax season, here's what you need to know. Chapter 7 bankruptcy is also called "liquidation bankruptcy" because, at least in theory, your assets can be liquidated (sold) and used to repay your creditors before the rest of your debt is discharged (eliminated). During tax season, one asset you might be...

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What Happens if You Miss a Payment in Chapter 13 Bankruptcy?

Talk to an attorney right away to protect your financial future. For individuals with overwhelming debt and significant income or assets, Chapter 13 bankruptcy can provide a path to a financial reset. Chapter 13 is also called "reorganization bankruptcy" because rather than discharging your debts immediately, it reorganizes your debts into a repayment plan with...

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Is Student Loan Debt Being Forgiven in Bankruptcies?

The burden of student loan debt has become an all-too-familiar struggle for countless individuals pursuing higher education. While loans can be a valuable tool for financing education, they often lead to years, if not decades, of financial strain for borrowers. Student loan debt in America has recently reached about $1.75 trillion. That's about $28,950 per...

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How an Attorney can Help with Small Business Liquidation

We're proud to help business owners deal with challenging transitions. Most small business owners start out with big dreams, but often, those dreams don't work out. According to Bureau of Labor Statistics data, 25% of small businesses fail during the first year, 45% during the first two years, and 65% during the first 10 years;...

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What to Do if You're Being Sued by a Debt Collector

It's the letter no one wants to get: a debt collection notice. You've tried to keep up with your payments, but now one of your loans is delinquent and your creditor or a debt collector is taking legal action. What can you do? First, don't panic. You have a little time, and you have legal...

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Top Reasons People File for Bankruptcy

One of the most persistent myths about bankruptcy is the idea that people who file for bankruptcy are simply lazy or didn't manage their money well. The reality is that most bankruptcies in the United States are caused by circumstances beyond the debtor's control. Medical expenses, loss of income, and divorce top the list If...

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Is Inflation Forcing You Into Bankruptcy?

Increased cost of living can make it impossible to make ends meet. We've all seen the headlines about inflation and felt the pain at the pump, the grocery store, and so on. Prices for a wide variety of goods and services have increased, and salaries haven't kept up with those increased costs. For hardworking people...

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Can Bankruptcy Improve Your Health?

A financial reset can affect your entire life If you're dealing with overwhelming debt, then you almost certainly know that it's not just a financial problem. Having debt hanging over your head can affect every aspect of your life. One recent poll found that a whopping 73% of Americans rank finances as a cause of...

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2010 Gadsden Street
Columbia, SC 29201

Phone (803) 799-1700
Fax (803) 728-6718

331 E. Main St, Suite 257
Rock Hill, SC 29730

Phone (803) 909-9377
Fax (803) 728-6718