Real Talk About Debt.
Debt, bankruptcy, collections, credit, rebuilding and the stuff nobody wants to talk about. Clear answers. Real stories. No financial shame.
Bankruptcy Has a Lot of Success Stories
Bankruptcy can stop debt collectors, lawsuits, and harassment while protecting your home, car, and other assets.
Start Where It Hurts.
Debt can feel overwhelming and isolating, but you're not alone. We break down complicated financial topics into easy, actionable steps, organized around the real problems people are facing. No legal jargon. No guilt trips.
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What Chapter 7 Bankruptcy Can Do for You
Chapter 7 can wipe out credit card bills, medical bills, and other debts you can't pay, so you can make a fresh start.
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How Bankruptcy Actually Affects Your Credit
Most clients see their credit score recover to around 700 within two years of filing Chapter 7 or 13.
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Behind on Your Mortgage? Don’t Wait to Act
Foreclosures won’t stay on hold forever. A Chapter 13 plan can help you catch up on your mortgage, but the longer you wait, the harder it is to save your home.
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Chapter 7 and Chapter 13 in Plain English
Chapter 7 clears unsecured debt. Chapter 13 can stop foreclosure and repossession over time.
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Facing Eviction? Here's How Bankruptcy Can Help
Chapter 13 can help you catch up on missed rent and stay in your home, but time is critical.
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How Chapter 13 Gets Your Payments Back Under Control
Behind on your mortgage or car? A Chapter 13 plan built around your budget can protect your assets, and it can even get a repossessed car back.
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Take Control
(Without the Shame)
Whatever your situation looks like, we break it down into easy, actionable steps with real talk, real stories, and zero guilt trips.
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The Fundamentals, Without the Lecture
Interest, minimum payments, collections, lawsuits, credit reports and the basic mechanics of getting out.
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What Bankruptcy Is Really For
Chapter 7, Chapter 13, myths, fears, common mistakes and real-life financial resets.
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Rebuild the Next Chapter
Credit, budgets, emergency savings, buying again, confidence and staying out of the same trap.
Say Goodbye to Fear and Shame Around Bankruptcy
Bankruptcy isn't giving up. It's fighting back.
Ben Matthews’ new book "When Debt Hits the Fan" flips the script on bankruptcy myths and shows how financial recovery starts with courage, not guilt. Get real talk, real stories, and practical ways to take control of your finances.
Your No-BS,
Fun Approach to Debt Relief
Hosted by attorney Ben Matthews, it's your weekly dose of real, relatable advice on crushing debt, delivered with humor, heart, and zero judgment.
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Need Legal Help in South Carolina?Debt Sucks is national educational content. Legal representation from Benjamin R. Matthews and Associates, LLC is offered where the firm is licensed to practice.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Debt SucksA video and education channel from Benjamin R. Matthews and Associates, LLC. Educational information only. Viewing content does not create an attorney-client relationship. Bankruptcy and debt laws vary by jurisdiction.
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