When a medical crisis arises, there are many questions asked about the potentially serious decision-making needs that arise. Is there a: Health care directive? Health care proxy? Medical power of attorney? Do not resuscitate? What about HIPAA? What do all of these terms mean? And what are the differences? Some have heard of these types...Read More
What 5 Documents Do You Include in an Estate Plan?
Estate planning is important for people of all ages, but as we age, the need for planning becomes even more critical. Many people avoid estate planning because they do not want to think about the end of life, failing health, or disability. Others believe that an estate plan is only for rich people. However, an...Read More
What Can a South Carolina Elder Law Attorney Do For You?
The senior citizen population of the United States is increasing rapidly as the baby boomer generation ages, and the influx of international migration continues. Although the US average life expectancy has seen a slight three-year decline, many Americans, men and women, live well into their 80s, 90s, and beyond. An elder law attorney works with...Read More
Will Long-Term Care Cost Me My Home?
Homeownership is the American Dream. People work hard all their lives to own a home, and it is often their most valuable and significant possession. So, when health begins to fail and the need for long-term care arises, we often get this fear-filled question from our clients: will they take away my home? The enormous...Read More
How Can an Elder Law Attorney Benefit You and Your Family?
An elder law attorney or certified elder law attorney (CELA) specializes as a legal advocate for aging adults and their loved ones. Elder law encompasses a wide range of legal matters affecting an older or disabled person. Issues related to guardianship, retirement, health care including advance directives, long term care planning, Social Security, Medicare and...Read More
Seven Negative Reasons to Put Off Estate Planning in South Carolina
1. My family and I don’t own much. Can’t we put off planning until we can afford it? You shouldn’t. It is crucial to give legal authority to a person of your choice, to care for your children if anything should happen to you. You don’t want your children to become wards of the court,...Read More
What To Do If You're Struggling With Medical Debt
The rise of healthcare costs and medical debt is causing a substantial amount of stress among Americans. Roughly 158 million Americans have employer-sponsored health insurance (more than two million in South Carolina). That means there are millions more Americans who pay for health insurance out-of-pocket. Within the last decade, the average family insurance premium went...Read More
The Hardest Question: Who Draws the Line?
In this Covid-19 epidemic, a wrenching question especially demands an answer: if you or someone you love is taken down into life-threatening illness, how far would you want extreme life-prolonging measures to be tried? For us who are particularly vulnerable – seniors, those with compromised immune systems, those already struggling with medical conditions – this...Read More
4 Common Medicaid Planning Mistakes You Can Avoid
Due to an aging population, more Americans are finding themselves or their loved ones in need of nursing home care. Often, nursing home care is absolutely necessary, but this doesn’t make it any less expensive and many find themselves depleting their life savings paying for care they need. However, there are ways to avoid spending...Read More
The Importance of Legal Planning During Pandemic Uncertainty
The human being is hardwired to evaluate risks that can interfere with our wellbeing. However, these evolved responses can sometimes cloud rational thought, especially in response to new and dramatic threats like the coronavirus pandemic. These emotional responses and their impact skew how dangerous we perceive the "dread risk" to be. Evident when a...Read More