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Mabel’s children were concerned that Mabel would need long-term nursing-home care in the near future. It was the holidays, and Mabel always got a lot of joy out of generosity. But her children had heard that people in Mabel’s circumstances should not give gifts. The concern is real. For Medicaid to cover the huge expense...

You may see it coming: Much as you want to and hard as you try, you just can’t take care of your ill spouse at home anymore. At this emotionally difficult time, the last thing you need is the stress of not knowing where to find the money to pay for the steep costs of...

Kevin stands at the door of Winnie’s nursing home room, tears streaming down his face. The medical staff just finished inserted a feeding tube into Winnie – an act Kevin knew she didn’t want. Unfortunately, Winnie couldn’t express her wishes due to advanced dementia, and she had no legal documents that expressed her wishes not...

The pandemic may be easing, but the crisis is still taking a severe financial toll on individuals and their families. Bankruptcies, for instance, have skyrocketed. Our legal team sorts out the numbers and what they mean. Here's what you should know. The bankruptcy numbers March saw the highest monthly increase in new bankruptcy filings since...

On February 11, 2020, the World Health Organization (WHO) gave name to the disease-causing the 2019 novel coronavirus outbreak. The coronavirus disease 2019 shortly after became known by its abbreviation, CO for corona, VI for virus, D for disease, and 19 for the year of the outbreak; COVID-19. This virus will likely become a milder...

Life expectancy in the United States has continued on an upward trend over the last several decades. The average life expectancy for men is 76.4 years and the average for women is a healthy 81.2 years of age. What has not trended upward, however, is the number of people engaging in long-term care planning. The...

Many seniors who are financially stable and choosing to age in place already have a “smart” home employing the sorts of technology that can prolong their independent living circumstances. Family caregivers are freer to move about their daily lives knowing they can check remotely on their loved one and that the loved one has a...

As the vaccine becomes more available, the top concern among Americans is shifting away from COVID-19 and back to a more familiar stressor - money. A new study found that 145 million Americans are worried about their finances and say they cannot afford another year like 2020. Concern about money problems shot up 15% over...

We have vaccines, however the rollout has been slower than expected. COVID 19 is raging throughout many states. So how do we continue to maintain strong mental health during the next several months after enduring so much already? The human being is hardwired to evaluate risks that can interfere with our wellbeing. However, these evolved...