Bankruptcy Lawyers
South Carolina



What to Expect in a 341 Meeting

We can guide you through the bankruptcy process One mandatory part of the process of filing for Chapter 7 or Chapter 13 bankruptcy is attending a "meeting of creditors," usually 4-6 weeks after you file. This step is required by section 341 of the Bankruptcy Code, so it's commonly called a 341 meeting in the...

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Can Bankruptcy Help Me Get My Car Back After Repossession?

Act fast to protect your independence during collection actions One of the most immediate questions we hear from South Carolina debtors is, "can I get my car back?" Your car isn't just a car; it may be essential to your ability to do your job and meet other personal and professional responsibilities. How will you...

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How Do You Pass the Means Test for Chapter 7 Bankruptcy?

Find out whether you're eligible for Chapter 7 Chapter 7 bankruptcy, also known as liquidation bankruptcy or straight bankruptcy, is intended to give a fresh start to people with overwhelming debt. As such, a key part of the bankruptcy process is determining whether you really need it or whether you can afford to pay off...

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What Types of Debt Aren't Discharged in Chapter 7 Bankruptcy?

Make sure you understand how bankruptcy will affect your future. Chapter 7 bankruptcy is intended to serve as a financial reset, and it works very well for most people struggling with credit card debt, personal loans, medical debt, and other types of unsecured debt. However, some types of debt โ€” most infamously, student loans โ€”...

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What's the Difference Between Bankruptcy and Debt Consolidation?

Beware of alternatives that don't provide a financial reset. When you're dealing with overwhelming debt, there's no shortage of ideas out there to help you get out of debt. One option that is sometimes pitched as a debt relief strategy is debt consolidation; that is, combining your various debts into a single debt that you...

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What Happens to Your Credit Score When You File for Bankruptcy?

"I can't file for bankruptcy because it will ruin my credit forever." We hear this all the time; it's one of the most common myths about bankruptcy. A lot of folks who could really benefit from bankruptcy are understandably worried about how it might affect their credit score โ€” and by extension, their future ability...

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Bankruptcy Filings Starting to Creep Up in 2022

Americans need debt relief more than ever Earlier this year, we wrote that bankruptcy filings were down, but the remainder of 2022 could see a reckoning. That trend appears to be unfolding before our eyes. Reuters reports that bankruptcy filings, though still below historic levels, are creeping up in 2022, according to legal research firm...

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Can You Get Rid of Student Loans in Bankruptcy?

Discharging student debt is difficult, but not always impossible. Americans are carrying more student debt than ever, and it's one of the most difficult types of debt to get rid of. Accumulating interest, financial instability, and the challenges of qualifying for forgiveness programs can saddle graduates with debt for decades, preventing them from buying homes...

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2010 Gadsden Street
Columbia, SC 29201

Phone (803) 799-1700
Fax (803) 728-6718

331 E. Main St, Suite 257
Rock Hill, SC 29730

Phone (803) 909-9377
Fax (803) 728-6718