Bankruptcy Lawyers
South Carolina



What Types of Debt Aren't Discharged in Chapter 7 Bankruptcy?

Make sure you understand how bankruptcy will affect your future. Chapter 7 bankruptcy is intended to serve as a financial reset, and it works very well for most people struggling with credit card debt, personal loans, medical debt, and other types of unsecured debt. However, some types of debt — most infamously, student loans —...

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What's the Difference Between Bankruptcy and Debt Consolidation?

Beware of alternatives that don't provide a financial reset. When you're dealing with overwhelming debt, there's no shortage of ideas out there to help you get out of debt. One option that is sometimes pitched as a debt relief strategy is debt consolidation; that is, combining your various debts into a single debt that you...

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Bankruptcy Filings Starting to Creep Up in 2022

Americans need debt relief more than ever Earlier this year, we wrote that bankruptcy filings were down, but the remainder of 2022 could see a reckoning. That trend appears to be unfolding before our eyes. Reuters reports that bankruptcy filings, though still below historic levels, are creeping up in 2022, according to legal research firm...

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Can You Get Rid of Student Loans in Bankruptcy?

Discharging student debt is difficult, but not always impossible. Americans are carrying more student debt than ever, and it's one of the most difficult types of debt to get rid of. Accumulating interest, financial instability, and the challenges of qualifying for forgiveness programs can saddle graduates with debt for decades, preventing them from buying homes...

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Bankruptcies Fell, but 2022 Could Be ‘Year of Reckoning’

South Carolina bankruptcy attorneys explain 2022 filing forecast It sounds like good news: Amid a pandemic and economic lockdown, U.S. bankruptcy filings plummeted in 2021. Bankruptcy filings dropped off by 30 percent in fiscal year 2021 to just 434,540, from 612,561 the previous period, according to a report out of the Supreme Court. But analysts caution...

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The Long-Term Effects of Not Filing for Bankruptcy

Walking Away Is Not the Answer For many hard-working people in South Carolina, bankruptcy is the best option when debts grow out of control. The situation may not be your fault. Perhaps you were laid off from your job. You may be the victim of a mortgage broker or banker who never should have approved...

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Filing for Bankruptcy Could Help With Credit Card Debt

A South Carolina Bankruptcy Attorney Explains How It's common for people who overspent on their credit cards to think about filing for bankruptcy to get out from under that crippling debt—and they may be right. The goal of bankruptcy is to wipe out personal liability for debt. If you file for bankruptcy, unsecured debts like...

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2010 Gadsden Street
Columbia, SC 29201

Phone (803) 799-1700
Fax (803) 728-6718

331 E. Main St, Suite 257
Rock Hill, SC 29730

Phone (803) 909-9377
Fax (803) 728-6718