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Is your budget in the injury tent? Football is a game of strategy, fundamentals, and execution—and so is managing your debt. Here are some tips for planning and executing the perfect plays to get your debt under control. For more information, check out attorney Ben Matthews’ podcast, Debt Sucks. The kickoff: starting the game Just...

Debt thrives on fear, but a little bravery goes a long way We talk a lot about fear this time of year. But for too many people, their biggest fear isn’t a ghost, monster, or anything else out of a scary movie—it’s checking their bank account, looking at their credit card balance, or opening an...

South Carolina bankruptcy attorney Ben Matthews breaks down what you need to know There’s good debt and bad debt. Debt is just part of life. We hear these lies and dozens more all the time, and they’re exactly how creditors keep you trapped in debt for years. We’ve also seen over and over again how...

When debt collectors use threats and lies to try to get you to pay, know your rights Dealing with debt collectors is exhausting at best and terrifying at worst. Debt collectors rely on pressure tactics, urgency, and fear to get debtors to pay up—even when they have important legal protections. Too often, they count on...

How Chapter 7 or Chapter 13 can help you move forward Going to the doctor shouldn’t be financially ruinous, but unfortunately, for too many Americans, that’s exactly what happens. By some estimates, Americans owe as much as $220 billion in medical debt. And perhaps unsurprisingly, medical debt is one of the leading causes of personal...

The nature of gig work can put workers at risk of overwhelming debt Whether by choice or necessity, an increasing number of Americans are relying on gig work or independent contract work as a source of income, rather than traditional employment. Being a gig worker or an independent contractor has its advantages, including greater flexibility...

How filing for bankruptcy affects your co-signer or spouse Joint debts, including joint accounts and accounts with co-signers, can make filing for bankruptcy significantly more complicated. What happens to joint debts in bankruptcy depends on the type of debt, the type of bankruptcy, and the steps you take during the bankruptcy process. Here’s what you...

We’re here to help debtors get a financial reset Five years ago, at the beginning of the COVID-19 pandemic, there was a surge of bankruptcy inquiries, just before stimulus checks hit Americans’ bank accounts. Now, as Business Wire reported, we’re seeing the biggest surge in inquiries since the pandemic—and with more potential economic pain on...

You’re dealing with overwhelming debt. Every month, it gets trickier and trickier to make ends meet. You’d like to repay what you owe but need your paycheck to cover housing, food, utilities, transportation, and other living expenses. Then, your creditors force the issue by garnishing your wages and taking money right out of your paycheck...

One of the most persistent myths about bankruptcy is that it will ruin your credit forever. It’s true that bankruptcy stays on your credit report for quite some time, but remember, if you’re in a position where you need to file bankruptcy, you probably already have delinquent debt that is hurting your credit even more....