If you are considering filing for bankruptcy in South Carolina, you likely have a lot of important questions. Knowing where to find accurate information can often be a challenge. That’s why it’s critical that you talk to someone who knows the laws that apply to bankruptcy in South Carolina and thoroughly understands how the legal process works here.
In Columbia, South Carolina, you can turn to the experienced, bankruptcy attorneys at Benjamin R. Matthews and Associates, LLC, for accurate and reliable information. Our legal team has more than two decades of experience handling complex bankruptcy filings in Columbia and throughout the capital region. We know the law, we understand how the system works, and we can be there for you every step of the way.
Below, you will find the answers to many of your bankruptcy-related questions geared specifically for people who live or work in the Columbia, South Carolina region. We also strongly encourage you to schedule a free initial consultation at our law firm’s Columbia, S.C. office with one of our experienced bankruptcy attorneys.
Each bankruptcy filing is different and presents its own unique challenges. That’s why we never take a one-size-fits-all approach to bankruptcy cases in Columbia, S.C. Discover what we can do for you. Call (803) 799-1700 or contact us online right now.
The only way you will know for sure if you are eligible for bankruptcy protection is to file for bankruptcy. That’s why it’s important to talk with an experienced South Carolina bankruptcy attorney who can help you explore all the bankruptcy options available to you. That way, you can decide if filing for bankruptcy in Columbia, South Carolina is the right decision for you.
There are no set deadlines when it comes to filing for bankruptcy in South Carolina. The sooner you file for bankruptcy protection, however, the sooner you can end the financial burdens weighing you down and holding you back. The sooner you can stop harassing calls from creditors and collection agencies. That’s why we want to meet with you as soon as possible to discuss the options available to you.
In many cases, yes, you can keep your car and your house even if you file for bankruptcy in South Carolina. Every case is different, however, And different types of bankruptcy filings (Chapter 7, Chapter 13, etc.) have different rules. That’s why it’s important to fully understand all the bankruptcy options available to you in South Carolina. A knowledgeable Columbia, S.C. bankruptcy lawyer can explain the different types of bankruptcy filings and which one makes the most sense for you.
First, it’s important to understand what is discharged debt. This legal term refers to debt that you legally no longer must pay. That’s because a bankruptcy court judge has dismissed your responsibility to pay these debts to your creditors. Discharged debt can cover a wide range, including:
Yes. The two most common types of bankruptcy filings in South Carolina are Chapter 7 bankruptcy and Chapter 13 bankruptcy. There are also other bankruptcy options available. Each one has its own unique benefits. Depending on your specific circumstances, one type of bankruptcy might be better for you.
Filing for bankruptcy in South Carolina can be a confusing and overwhelming process. It can also be an opportunity to make a fresh financial start. That’s why it’s critical that you have an experienced Columbia, South Carolina bankruptcy attorney on your side who fully understands all the legal options available to you. Our legal team can explain the different bankruptcy options available to you. We can then work with you every step of the way, from helping you fill out all the necessary forms to filing your bankruptcy forms and appearing with you at the United States Bankruptcy Court, District of South Carolina office in Columbia, S.C. We can help you every step of the way.