Experienced Columbia, S.C. Chapter 7 Bankruptcy Attorneys Focused On You

Many people who decide to file for bankruptcy in Columbia, South Carolina choose Chapter 7 bankruptcy. What exactly does Chapter 7 bankruptcy mean? What are the advantages and disadvantages? That’s why it’s critical that you talk to an experienced Columbia, S.C. bankruptcy lawyer who understands the law and knows how the legal system works here.

Our knowledgeable bankruptcy attorneys at Benjamin R. Matthews and Associates, LLC, can help you every step of the way. For more than two decades, our law firm has been helping people file for Chapter 7 bankruptcy in Columbia and other neighboring communities. We know the law, we understand how the system works, and we’re prepared to do the work that needs to be done to do the job right.

What is Chapter 7 bankruptcy?

Chapter 7 bankruptcy is one of the most popular forms for bankruptcy in South Carolina, especially for individual consumers. That’s because Chapter 7 bankruptcy allows people to wipe out most of their debts. As a result, you might not have to pay:

• Credit card debt
• Medical bills
• Other unsecured debts

Best of all, you can often keep your car and your house if you qualify for Chapter 7 bankruptcy in South Carolina.

How can a Columbia, SC Chapter 7 bankruptcy lawyer help me?

In order to successfully declare Chapter 7 bankruptcy in South Carolina, a U.S. bankruptcy court will need to issue a “discharge of debt.” This order allows individuals to declare bankruptcy and releases them from being required to pay certain debts.

There are many rules and regulations when it comes to Chapter 7 bankruptcy, which is also known as “liquidation bankruptcy.” Specifically, only certain people qualify for Chapter 7 bankruptcy in South Carolina. That’s why it’s important to talk with a bankruptcy attorney who understands South Carolina’s unique bankruptcy laws as soon as possible.

As your Columbia, South Carolina Chapter 7 bankruptcy attorney, we can:

• Assist with your Chapter 7 means test, the method normally used to determine if you qualify for Chapter 7 bankruptcy.
• Fill out all the necessary Chapter 7 bankruptcy forms.
• Help you file for Chapter 7 bankruptcy in the United States Bankruptcy Court, District of South Carolina office in Columbia, S.C.

Learn more about Chapter 7 bankruptcy and whether this approach might be the right one for you. Contact our Columbia, South Carolina law firm and schedule a free initial consultation with us. Make an appointment online or call (803) 799-1700 to discover what a dedicated Columbia, SC bankruptcy lawyer can do for you.