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The common misconception is filing bankruptcy means financial death. However, being financially overwhelmed by debt that is nearly impossible to pay off can leave you with limited options. One common option is debt consolidation. It’s one of the most revered and sought-after methods for managing copious amounts of debt. It usually involves transferring all debt...

You needed to take out a loan, but your credit was not good enough to do so on your own. Perhaps you’ve asked a friend, family member or business associate to co-sign for the loan. If you’ve gone through this experience, you may be wondering how filing for bankruptcy will impact you and the co-signer....

You attended a college or university in pursuit of a starting your career but being stuck with student loan debt can be financially and emotionally overwhelming. Your monthly payments may be barely affordable, and you may feel like there is no other way out. If this is you, understand that you’re not alone. Forbes reports...

Filing for bankruptcy is a major decision that can impact your life in numerous ways. If you plan to file for bankruptcy, it’s important that it’s done right. Understanding what not to do can save you a heap of trouble when navigating this complex, life-changing process.  Lying about your assets When filing a Chapter 7 bankruptcy, it is crucial that you...

Filing for bankruptcy in South Carolina can be a complicated, confusing process. This is especially true if you need to appear in bankruptcy court. The amount of information you will need to prepare and present in court can be overwhelming. And if you make the slightest mistake, your bankruptcy application could be delayed or denied....

There are a number of details about bankruptcy that many Americans often do not know or think about.   That’s why it’s critical that you know about what bankruptcy is and what kinds are available before making this very serious, life-changing decision.  Bankruptcy overview  One of the main things to know about bankruptcy is that it is a process designed to...

When reality bites, it can really chomp. Especially if you get sick, and medical bills start piling higher than a small mountain range.  Experts disagree on how often medical bills are the direct cause of bankruptcies. But medical bills indeed can cause such a crisis. When it happens to you, it doesn’t matter if you...

Retirement is often described as "the golden years," the time when our many years of hard work and dedication will allow us to enjoy the rest of our days in relative comfort. However, for a growing number of senior citizens, this is not the case. Financial hardship has forced many to consider whether or not...

Waiting until the last possible moment to file for a Chapter 7 bankruptcy in South Carolina can have consequences. Although it's true bankruptcy is generally considered a last resort, that doesn't mean you need to put off consulting a Columbia bankruptcy attorney until you're 100 percent sure you have no other option. USA Today reports...