Bankruptcy attorneys in South Carolina explain A proposed law at the federal level would make it easier for people filing for bankruptcy to discharge student loan debt in certain circumstances, something that is currently very difficult to do under current federal bankruptcy laws. The bipartisan bill currently making its way through the U.S. Senate is...
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Understanding South Carolina Medicaid's Long-Term Care Provision
Medicaid is a government-run health insurance program that provides coverage to more than 4.6 million low income seniors in the United States. There are many facets to Medicaid coverage, one of which provides for long term care. If eligible, Medicaid’s provision for long term care could pay for some or all of seniors’ long term...
Read MoreSouth Carolina Caregiving in a Time of Crisis for an Aging Loved One
A caregiver tending to a loved one, a care partner, during a crisis is challenging, and the continuing COVID-19 pandemic deems that being prepared is more important than ever before. Caregivers must balance the need for their care partner's health and balance it with that person's safety. As the US heads into seasonally extreme weather...
Read MoreHow to Save My Family Home from the Cost of South Carolina Medicaid
After Maria’s husband died, Maria’s daughter, Debby, persuaded her to sell the family home and move into Debby’s mother-in-law cottage. That way they could stay close and Maria could invest the money from the sale in a nest-egg on which she could live comfortably. The house sold for a handsome sum, Maria moved in, and...
Read MoreHow Does Divorce Impact Medicaid?
Harry and Wanda got married late in life. This was their second marriage, and both had children from the prior marriages. The couple wanted their children to inherit from their respective parents, so Harry and Wanda signed a prenuptial agreement to keep their property clearly separated. Unfortunately, Harry was then diagnosed with Alzheimer’s. Medical bills...
Read MoreThe Importance of Understanding App Storage for Crucial Medical Information
More Americans than ever store and provide information through digital apps on smartphones and tablet devices. Whether engaging in online banking, using a mobile plane boarding pass, or creating work calendars shared in the cloud, the internet of things provides needed connectivity. Yet critical medical information, health care directives, and other essential legal documents tend...
Read MoreTo Avoid Evictions, $46 Billion Allocated for Rental Assistance
South Carolina bankruptcy lawyers explain the program, how the process works The federal government hopes to distribute $46 billion in rental assistance and other funding this month to state and local governments in order to prevent renters and homeowners from being evicted from their homes and apartments, according to Bloomberg News. The rush to distribute...
Read MoreSouth Carolina Estate Planning and Undue Influence Over a Will-maker
When people, family members, become quite elderly or ill, they also become susceptible to manipulation from those who will defraud or steal. Targeted attacks on vulnerable older people to exert what attorneys deem "undue influence" constitutes elder abuse. It disrupts the older persons' impulse to provide for loved ones and instead leaves assets to the...
Read MoreUnderstanding the Growing Need for Geriatric Care Managers in South Carolina
The name can be misleading as professional geriatric care managers tend to a senior's unique health care situation needs rather than being responsive to a particular age. The truth is aging is a complex, highly individualized process, and a geriatric care manager (GCM) may be appropriate at age 65 or 105 and any age in...
Read MoreUnderstanding Elements of Estate Planning in South Carolina
Estate planning may sound like the domain of the very wealthy, however, in the eyes of the law, an estate is simply the aggregate of property an individual owns, and almost everyone owns something. Property ownership includes individual as well as jointly owned bank accounts, stocks and bonds, retirement accounts, real estate, jewelry, vehicles, your...
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